But the end of all things is at hand: be ye therefore sober, and watch unto prayer. 8And above all things have fervent charity among yourselves: for charity shall cover the multitude of sins. 9Use hospitality one to another without grudging. 10As every man hath received the gift, even so minister the same one to another, as good stewards of the manifold grace of God.
1 Peter 4:7-10
Colossians 3:12-14 Put on therefore, as the elect of God, holy and beloved, bowels of mercies, kindness, humbleness of mind, meekness, longsuffering; 13Forbearing one another, and forgiving one another, if any man have a quarrel against any: even as Christ forgave you, so also do ye. 14And above all these things put on charity, which is the bond of perfectness.
Many erroneously replace the word ‘charity’ with ‘love’. They are related but not necessarily synonymous, even if translated from the same Greek word. The Greek is no different than English, the same word can not only mean more than one thing but have shades of meaning. The opposite of love is hate; the opposite of charity is selfishness. To be charitable is to be selfless, to give of yourself to others, this is to love others as yourself.
Although, we are dead to sin in that all are paid for we still sin in the flesh.
Romans 6:2 God forbid. How shall we, that are dead to sin, live any longer therein?
We who are saved by the faith of Jesus Christ still have to appear before the Judgment Seat of Christ and give an account of our lives. “Fervent Charity” will cover many negatives, sins, on that day.
2 Corinthians 5:10 For we must all appear before the judgment seat of Christ; that every one may receive the things done in his body, according to that he hath done, whether it be good or bad.
1 Corinthians 3:11-15 For other foundation can no man lay than that is laid, which is Jesus Christ. 12 Now if any man build upon this foundation gold, silver, precious stones, wood, hay, stubble; 13 Every man’s work shall be made manifest: for the day shall declare it, because it shall be revealed by fire; and the fire shall try every man’s work of what sort it is. 14 If any man’s work abide which he hath built thereupon, he shall receive a reward. 15 If any man’s work shall be burned, he shall suffer loss: but he himself shall be saved; yet so as by fire.
It has nothing to do with some sins not being covered as others have stated or having to work to maintain salvation. All sins were paid for by Christ’s atonement and once saved always saved is our liberty in Christ. Failing to “rightly divide the word of truth” raises many false interpretations.
2 Timothy 2:15 Study to shew thyself approved unto God, a workman that needeth not to be ashamed, rightly dividing the word of truth.